WPThumbs
Themes Plugins By purpose By industry Best-of lists Fix it guides
Free Plugin by CaphLabs v2.1.1

Interac e-Transfer / Email Money Transfer (EMT) Gateway for...

Accept Interac e-Transfer payments in WooCommerce with clear instructions, optional discounts, and static or dynamic secret answers.

Interac e-Transfer / Email Money Transfer (EMT) Gateway for...

The facts

Rating
5★ from 3
Active installs
200+
Price
Free
Last updated
9 Apr 2026
Added
Apr 2025
Requires WP
5.8
Tested up to
WP 7.0.4
Requires PHP
7.4
Downloads
2,571

Our analysis

AI-assisted

The Interac e-Transfer / Email Money Transfer (EMT) Gateway for WooCommerce is a WordPress plugin designed for Canadian WooCommerce stores. It allows customers to place orders and pay via Interac e-Transfer, providing clear payment instructions on various pages such as the Thank You page, order emails, and account details.

This plugin supports both static and dynamic secret answers for transactions and offers customizable instructions. It also includes an optional discount feature to encourage the use of EMT payments. The plugin is suitable for store owners looking for a straightforward payment solution that integrates with WooCommerce.

Best for: Canadian WooCommerce store owners seeking a simple EMT payment solution.

What it does well

  • ✓Free plugin available on WordPress.org
  • ✓Supports both static and dynamic secret answers
  • ✓Customizable payment instructions with placeholders
  • ✓Compatible with WooCommerce Classic and Block Checkout
  • ✓Optional discount feature to incentivise EMT payments

Where it falls short

  • •Limited information on advanced features without Pro upgrade
  • •No details on user support or documentation

Verdict

This plugin offers a reliable way for customers to pay via Interac e-Transfer, making it a practical choice for Canadian e-commerce sites. However, advanced features require a Pro upgrade.

From the developer

CaphLabs's own description of Interac e-Transfer / Email Money Transfer (EMT) Gateway for..., lightly tidied.

A clean, reliable EMT gateway for Canadian WooCommerce stores.

Customers place an order, then send an Interac e-Transfer. Your store shows clear payment instructions on:
– The Thank You page
– Order emails
– My Account → Order details

You can use a static password/answer, or generate dynamic answers per order. You can also offer a discount to encourage EMT.

Core Features

  • Works with WooCommerce Classic Checkout and Block Checkout
  • Static or dynamic secret answer
  • Highly customizable instructions (with placeholders)
  • Shows instructions in Thank You, emails, and My Account
  • Optional EMT discount (percentage) + optional savings message
  • Admin/debug friendly; HPOS-ready; translatable

Pro Upgrade (Automation & Convenience)

If you want the “stop waking me at 3am” features, upgrade to Pro. Pro adds tools that help you match incoming deposit emails to the correct order automatically (IMAP inbox watching) and avoid “same total” collisions (Auto-Match Cents).

You can upgrade from the plugin settings screen.

Configuration (Recommended Setup)

Go to:
WooCommerce → Settings → Payments → Email Money Transfer (EMT) → Manage

1) Basic EMT Settings

These are the settings most stores need:

  • Enable/Disable: turn EMT on.
  • Title: what customers see at checkout (example: “Interac e-Transfer”).
  • Description: short checkout text to reduce confusion (example: “Pay by EMT. Instructions shown after checkout.”).
  • Secret Answer Mode:
    • Static: you enter one answer and customers use it.
    • Dynamic: the plugin generates an answer per order (less reuse, less confusion).

    2) Instruction Placeholders (Copy/Paste Safe)

    You can use placeholders inside your instructions:

    • [order] → Order number
    • [answer] → The secret answer/password for that order
    • [amount] → Exact total the customer must send
    • [discount] → Your discount percent

    Read the full description on the official page →

Tagged as

purpose Checkout & Cart Optimisation
platform WooCommerce
topic Payment Discounts Discount Email Emails Payments Dynamic Static

Alternatives

Other plugins for improving checkout.

CartFlows

CartFlows

90

1 WordPress funnel builder & WooCommerce checkout plugin. Boost AOV with one-click upsells, order bumps &a...

Free 200k+ installs 4.8★ (504)
Side Cart Woocommerce

Side Cart Woocommerce

89

A powerful side cart designed to make shopping faster and easier. Give customers instant cart access and a sea...

Free 80k+ installs 4.9★ (452)
FunnelKit

FunnelKit

89

Create high-converting WooCommerce checkout pages, WooCommerce thank you pages & sales funnels with the hi...

Free 30k+ installs 5★ (1,015)
Fluid Checkout for WooCommerce

Fluid Checkout for WooCommerce

89

Frictionless Multistep Checkout for WooCommerce. Get up to 36% increase in conversion rates with a better purc...

Free 20k+ installs 4.9★ (158)