Payment Gateway for Ameriabank

This plugin connects a WooCommerce store to the vPOS payment service of Ameriabank CJSC, so that customers can pay by card without leaving the shop’s checkout flow.

It is intended for businesses registered in the Republic of Armenia. To use it you need a vPOS agreement with Ameriabank; the bank issues the credentials that the plugin needs.

How a payment works

Once the plugin is configured, Ameriabank appears as a payment method at the checkout. The customer picks it, the shop sends them to the bank’s secure payment page, and the bank returns them to the shop afterwards with the result. No card details ever pass through the shop.

When the customer comes back, the shop asks the bank directly what happened before the order is marked as paid. The payment identifier, the order reference, the amount, the currency and the payment state all have to agree. An order is never marked paid on the strength of the return address alone.

Completed payments can be seen both in the WooCommerce orders screen and in the console Ameriabank provides.

Features

• Card payments through Visa, Mastercard and ArCa
• Apple Pay and Google Pay as separate checkout options, each shown only on devices that can use it
• Saved cards, so returning customers can pay without re-entering their details
• Cancel a payment within 72 hours, and refund in full or in part, from the order screen
• Payments in Armenian drams, Russian roubles, US dollars, euros, Swedish kronor and British pounds
• Two-stage payments, where the amount is held first and captured later
• Recurring payments with WooCommerce Subscriptions
• Editable payment method name and description
• Test mode and a technical log
• Works with WPML and Polylang: the bank’s page opens in the language the customer is browsing in, and the return, the order page and the e-mails follow the language the order was placed in
• Full support for WooCommerce High-Performance Order Storage
• Works with both the classic checkout and the block based checkout

Apple Pay and Google Pay

Both are switched off by default and each has its own checkbox in the settings. Before switching one on, Ameriabank has to enable that functionality for your merchant account.

If you use the bank’s vPOS service, Apple Pay and Google Pay are available to you at no extra charge. You can apply for vPOS through the Online MyBusiness platform: https://ameriabank.am/ameria-business/en/products/acquiring/vpos

No activation key

The plugin needs no identification step and no activation token. Every setting is available as soon as it is activated.

Contacting the bank

For credentials, terms and pricing, contact Ameriabank CJSC on 010 56 11 11 (card and payment infrastructure department) or at vpos.support@ameriabank.am

Requirements

Read the full description on the official page →