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Free Plugin by SplitIt v6.2.0

Splitit

Enables offering shoppers monthly payments on their existing Visa and Master Card credit cards in WooCommerce - Level 1 PCI DSS compliant

Splitit

The facts

Active installs
100+
Price
Free
Last updated
4 Feb 2026
Added
Jul 2021
Requires WP
5.6
Tested up to
WP 6.9.7
Requires PHP
7.0
Downloads
14,298

Our analysis

AI-assisted

Splitit is a WordPress plugin designed for WooCommerce that allows customers to make interest-free monthly payments using their existing credit cards. It enables shoppers to select an installment payment option at checkout, enter their credit card details, and choose a payment plan without the need for applications or hidden fees. The plugin keeps the entire payment process within the WooCommerce checkout, ensuring a consistent brand experience.

This plugin is suitable for online stores looking to offer flexible payment options to enhance customer engagement and potentially increase sales. Merchants can customize installment plans, payment frequency, and promotional messaging to align with their brand.

Best for: Online stores using WooCommerce that want to offer flexible payment options to customers.

What it does well

  • Allows interest-free monthly payments using existing credit cards
  • No applications or hidden fees involved
  • Maintains a clean, on-brand checkout experience
  • Offers flexible installment options for merchants
  • Compliant with PCI DSS for secure transactions

Where it falls short

  • Limited information on user ratings and active installs
  • No details on support or documentation

Verdict

Splitit provides a straightforward solution for merchants wanting to implement installment payments. It is a useful tool for enhancing customer experience and potentially boosting sales.

From the developer

SplitIt's own description of Splitit, lightly tidied.

Splitit – Interest-Free* Monthly Payments plugin for WooCommerce

Empower your customers with a seamless, interest-free* installment payment option—without applications, hidden fees, or new credit lines.

Unlike traditional “Buy Now, Pay Later” (BNPL) providers, Splitit lets shoppers use their existing credit cards to split payments over time—without taking out a new loan. With our white-label technology, the entire payment experience stays within your WooCommerce checkout, keeping your customers engaged with your brand.

How It Works:

  1. Shoppers select ‘Monthly Credit Card Payments’ at checkout.
  2. They enter their existing credit card details and choose their installment plan.
  3. That’s it—no applications, approvals, or added interest.
  4. Splitit charges their credit card automatically each month, according to their plan.

Since payments are automatically charged to their credit card, customers keep enjoying their existing card benefits, including rewards, cashback, and points.

Seamless Checkout Experience:

No applications or redirects—everything happens within your WooCommerce store.
No extra buttons or third-party branding—your checkout stays clean and on-brand.
No technical lift required—once your account is approved and set up, you can just install and go.
Easy, transparent payments—installments appear on the shopper’s regular credit card statement under your store name.

Why Merchants Love Splitit:

Boost Sales & Conversions – Offer flexible payments with high approval rates over 85%.
Higher Average Order Value (AOV) – Shoppers spend more when they can spread payments on their existing credit card.
Stronger Brand Loyalty – Maintain direct customer relationships.
Better Alternative to Discounts – Offer affordability without cutting prices.

Full Customization for Merchants:

Set Flexible Installment Options – Offer different plans based on purchase amounts.
Choose Payment Frequency – Monthly or biweekly options available.
Easy Promotional Messaging – Add customizable banners, strips, and messaging across your site to highlight installment options and boost conversions. All to your brand specifications.

Additional Benefits:

Zero Credit Risk – Transactions are validated and guaranteed by the credit card issuer.
Flexible Payouts – Choose to receive payments upfront or in installments.
PCI DSS L1 V4.0.1 Compliant – Secure and fully pre-integrated with major credit card processors and gateways.

*Standard Credit Cards T&Cs apply.

Read the full description on the official page →

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