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XL NMI Gateway for WooCommerce
Receive credit card payments using NMI (Network Merchants) Gateway with subscription support. Built with love by XLPlugins.
The facts
- Rating
- 3.8★ from 8
- Active installs
- 1k+
- Price
- Free
- Last updated
- 20 May 2026
- Added
- Oct 2018
- Requires WP
- 5.0
- Tested up to
- WP 7.0.0
- Requires PHP
- 7.0
- Downloads
- 29,492
Our analysis
AI-assistedXL NMI Gateway for WooCommerce is a free WordPress plugin that enables you to accept various credit card payments directly on your online store. It supports major card brands such as Visa, MasterCard, American Express, Discover, JCB, and Diners Club, ensuring secure transactions through PCI compliant processes.
The plugin offers features like tokenization for future payments, compatibility with WooCommerce Subscriptions, and the ability for returning customers to pay using saved cards. It also allows merchants to manage refunds directly from the WooCommerce Order screen, simplifying the payment process for store owners.
Best for: This plugin is suitable for WooCommerce store owners looking to streamline credit card payments.
What it does well
- ✓Accepts multiple major credit cards
- ✓Secure PCI compliant processing
- ✓Supports tokenization for future payments
- ✓Compatible with WooCommerce Subscriptions
- ✓Easy to set up with an intuitive UI
Where it falls short
- •Requires valid SSL for operation
- •Customer Vaulting feature must be enabled on merchant account
Verdict
XL NMI Gateway for WooCommerce provides essential payment processing features for online stores, though it requires specific merchant account settings for full functionality.
From the developer
XLPlugins's own description of XL NMI Gateway for WooCommerce, lightly tidied.
XL NMI Gateway for WooCommerce is a free plugin by XLPlugins.
It allows you to accept Visa, MasterCard, American Express, Discover, JCB, and Diners Club credit card directly on your store.
XL NMI Gateway for WooCommerce Features
-
Secure Credit Card Processing
Use Collect.js to process payment information from your customers using a PCI compliant process. -
Tokenization or Customer Vaulting
The plugin allows you to tokenize user cards which can be used for future processing. The only requirement is that your merchant account must have Customer Vaulting feature turned ON. -
Compatible with UpStroke WooCommerce One Click Upsells
The plugin is compatible with UpStroke and also powers up One Click Upsells. -
Compatible with the official WooCommerce Subscriptions plugin
The gateway has built-in compatibility for WooCommerce Subscriptions. -
Pay via Saved Cards
The returning users can pay via Saved Cards. It also has a unique feature to enable CVV/CSC verification for returning users. This feature allows merchants to use saved cards when their merchant account requires CVV for purchase. -
Add/ Remove Saved Cards
Allow buyers to manage their cards from My Account > Payment Methods -
Refunds from WooCommerce Single Order Screen
No need to login to your merchant account to process the refunds. Save time and process it, right from the WooCommerce Order screen. You can process full or partial refunds. -
Intuitive Settings
An easy to use UI means that you can set it up and get it running in less than two minutes.
Requirements
- Valid SSL
- Customer Vaulting (for using saved cards)
This project is supported and maintained by XLPlugins.
Support
Feel free to create a Support Ticket if you have any questions, suggestions or feedback. We are listening 🙂
Tagged as
platform
WooCommerce
audience
Store Owners
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